American Express Credit Card Payment Methods

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American Express is a major credit card company that directly competes with Visa and MasterCard. There are a few ways to complete a bill payment on an American Express credit card, including online, through the mail and over the phone.

Option 1: AMEX Online Payments

To make an online payment for an American Express credit card, you need to set up an online account through the company’s website first. The account creation forms can be accessed by clicking here. To complete the process, you will be asked to enter various details about you and your American Express credit card. After setting up your online login, you can make a payment as such:

  1. Navigate to the URL
  2. Enter your user ID and password exactly as they were created during account set up
  3. Click the “Remember Me” check box to keep your user ID saved
  4. Click the “Log In” button
American Express Credit Card Login Guide

American Express Credit Card Login Guide

  1. Signed in to the account summary, choose bill payment
  2. Select a payment amount
  3. Input your payment details
  4. Submit your payment

Bill Pay Option 2: Pay American Express Bill through the Mail

To make a payment through the mail on an American Express credit card, you will have to go through a few precautions to ensure that your account balance is properly credited with the payment in a situation where the mailed bill is no longer in the cardholder’s possession. The payment type itself will have to be a personal check, cashier’s check or a money order and made payable to American Express. The credit card account number will have to be noted on the payment as well.

Depending on how much time is left before the credit card’s payment is due, there are two different American Express payment addresses that you will have to select from.

If you are sending your payment at least five days before the due date, send it to this address:

American Express

If you have to send your payment via overnight or rushed postage due to it being due less than five days away, you should send your payment to this address:

American Express

Option 3: Pay by Phone

For those of you who would prefer to make a payment on your American Express credit card over the phone, you may do so by calling the credit company’s phone payment system by dialing (800) 472-9297. When calling this number, you will have to go the automated system and make the proper selection, as well as enter your account information, to get through to the pay by phone option.

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