The Best Bill Payment Apps That You Can Use on Your Smartphone

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Paying your bills on time is very important as it helps prevent penalties that could add up to your expenses, as well as avoid having your service cut off. With the tasks and activities that you need to do at home and at work, you may have experienced missing out on your payment even if you didn’t intend to just because it slipped your mind. You may also have a 9 to 5 job that could make it difficult for you to visit the office or payment center on weekdays or regular office hours.

Thanks to the advancement of technology, there are now apps that you can use on your mobile device or smartphone that would make bill payment easier and more convenient. By using these apps, you don’t have to go to the payment center, send a check by mail or process payments over the phone that usually have service charges. You can make the payment by logging in to these apps on your smartphone. You can do this anytime and anywhere, which can help prevent missing out on payments. Some of these apps come with additional features aside from paying bills like bill alert and budget management. Here are some of the best bill payment apps that you can check out.

Mint Bills and Money


This app is different from the Mint App and website as it’s not a personal finance and budgeting software. It was mainly designed for bill payment only. You can use this to schedule, get alert and pay your bills, whether it’s for your credit cards or other utilities such as electricity and Internet service. It was founded in 2007 as Check by Guy Goldstein and Ahikam Kaufman and was acquired by Intuit in 2014, which is the maker of Mint.

Mint Bill and Money is free and easy to use. You can download it from the Apple Store or Google Play and sign up for an account by simply entering your email address and choosing a password. You can then use this for logging in to the app. Add your money sources including your bank accounts and credit cards. Set up the bills that you need to pay and schedule a payment if you want them to be automatically paid. Regardless if you choose automatic payment or not, you will be notified by the app when you’re approaching any of your due dates so you don’t miss any of them.

This app would also give you a summary of how much you still have on your bank account and credit cards, your current bill balance and bill on due. Monthly bill statements are also available so you could track your spending and determine which areas you can save more. This app has a simple user interface and it’s easy to use and understand. The drawback is that some users experienced a glitch in which payment was not processed. You may want to double check on it after making a payment to make sure you paid your dues.

BillMinder – Bill Reminder and Organizer

BillMinder – Bill Reminder and Organizer

Another favorite app for keeping you on top of your bills is BillMinder. If you’re an iOS user, go to this link to download it or on this if you’re an Android user. Like the first app, signing up for an account for this one is also quick and easy. Type in your email address and the password you like to register. Use this information to log back in anytime you want. As what you would expect on a bill reminder and organizer app, you can also add various accounts where payments would be taken from, as well as add bills in different categories including utilities, loans, credit cards and others.

You will be reminded on your upcoming bills, as well as get an overview of them in the app so you’ll instantly have an idea which needs most of your attention. It also lets you setup auto payments so that they are automatically deducted, which would prevent going past your dues. You may also track your bills and accounts, and have the report sent to your email for printing. There are other great features that this app offers including syncing between devices so the entire family is updated with the bills and payments, data backup that would ensure you still have your information intact even if you lost your device, multi-currency support and passcode protection. The only drawback is that it’s not free. You need to pay $ 1.99 to get this app.

Prism Bills and Money

Prism Bills and Money

This app supports thousands of banks, credit cards and billers so there’s a high probability that you can add your bank and credit card accounts, as well as your billers here. It has a clean and organized feel that makes it easy to navigate. Enter your login details for your bank accounts and credit cards, and add the bill accounts that you wish to pay. You will receive notification when bills are due so you can immediately pay them on the app itself with just a simple tap.

Prism Bills and Money uses bank-level encryption ensuring that your transactions are safe. Aside from the detailed information about your bills and money, you’ll also get a quick view of your income, expenses and remaining money, as well as your outstanding credits and remaining credits. Although it’s a free account, it comes with customer support, which is not usually available on other free programs. If you have questions about your account, you can always contact them to get the answer or assistance you need. However, like the other apps, it also comes with a drawback. It doesn’t come with a feature that would let you pay bills that are not yet due in advance. But it’s not a major deal breaker, so this is still a great option considering all its advantages. This app is available for download on the Apple Store and Google Play Store.

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